After visiting my “perfect” house again — and really imagining what it would be like to live in a neighborhood that’s on the edge — I let this home go:
This house did fit my dreams, but the ‘hood didn’t. I not willing to put up a fight for it — and the fight has begun! Ten offers were put down last night. I can’t thank all of you enough for your great advice.
For example, Amy reminded me that “your safety is important. I have a nice big black lab/Sheppard mix who would chew the leg off of anyone who touched us.” And Kari suggested that I call local PD in the neighborhood where I’m house-hunting.
Some of the guys — such as John — reminded me to calm down. Oh, yeah, that.
The truth is: I never imagined buying a home like this. I guess none of us does, right?
For starters, I’ve let go of the idea of buying a home with a man. (Maybe this does make me a modern single mom?)
Of course, I’ve gotten LOTS of support from guys, including my Dad. And Thunderpants — who created a mortgage calculator for me on an Excel sheet! — keeps teasing me for checking out a Home Buying book from the library. He means well, right?
At night, I’m studying: fixed rate mortgages, down payments, APR rates, monthly payments, property taxes, insurance, closing cost, loan contingencies. (Hello? When have I ever had to use the word “contingency”?)
But being evicted has put the fire under my tush. I can do this. I’m terrified one moment, and exhilarated the next.
That’s when I take a deep breath and re-read one of my favorite quotes, by Roman philosopher Lucius Annaeus Seneca (c. 4 BC – AD 65): “Luck is what happens when preparation meets opportunity.”
So, I’m preparing.
The record numbers of single women buying homes inspires me. According to the Joint Center for Housing Studies:
- More than one in five home buyers is a single woman.
- Twice as many unmarried women are buying homes than single men.
And trends for Single Women Home Buyers?
- 3 out of 4 women spend less than $200,000.
- Prefer 2 bedrooms or more.
- Less likely to choose new construction.
- Buy in city over suburban areas.
- Will compromise size & cost to get other amenities.
- Will not compromise on location or quality of neighborhood.
- Desire security and / or gated access.
- Like to engage in social interaction with neighbors.
- Want close proximity to stores, shopping and fitness centers.
The above sounds like me! I continue to take your advice to heart! I’d love to hear more about your own home-buying experiences.
Have any of you — men or women — bought a house on your own?
For those of you who previously bought a house with an ex-husband/wife, after splitting up, did you go onto buy your own home — alone?
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